Editorial photo illustrating a personal finance topic on Money Moves Now

How to Improve Your Credit Score in the UK Fast — What Moved My Score 90 Points

I wanted a mortgage. The advisor checked my credit score, made a face I'll never forget, and said 'let's talk about what we can do to improve this first'. Not…
Editorial photo illustrating a personal finance topic on Money Moves Now

How to Get Out of Debt on a Low Income — What I Learned From Doing It the Hard Way

I want to start this one by saying something important: most debt advice is written for people who just need to reorganize their finances. This article is for people who…
Illustrative image for a debt payoff guide

Debt Snowball vs Debt Avalanche — I Tried Both. Here’s Which One Actually Won

I'm going to settle this debate properly — not with theory, but with what actually happened when I tried both methods myself. I started with the debt avalanche. It's mathematically…
Person relaxing at home after sorting out their budget

Passive Income Ideas for Beginners — What’s Actually Passive and What’s Just Marketing

The phrase 'passive income' has been marketed so aggressively that it now means almost nothing. I've seen people call driving for Uber passive income. I've seen 40-hours-a-week dropshipping businesses described…